How Much Does It Cost To File For Bankruptcy? Filing for Bankruptcy is not costly, and it has the potential to relieve a significant amount of your debt. However, if you truly cannot afford the costs of Bankruptcy, there are other options for you.	What If I Have Already Filed For Bankruptcy? It is possible to file for Bankruptcy more than once, under certain limitations.	I'm Being Sued By A Creditor, What Are My Next Steps? If you have already been sued by a creditor or your lender has already accelerated the note and intends to foreclose it might be too late to negotiate. At any moment your home might be sold, wages might be garnished, or bank accounts might be levied. Consider filing bankruptcy to immediately stop your lenders and creditors from any further collection activities. Don't run the risk of waiting until it's too late.
What If I Have No Way Of Paying Off My Debts? Depending on your situation, filing for Bankruptcy under Chapter 7 and Chapter 13 can eliminate the legal obligation to pay some or all of your debts. This is called a "discharge" of your debts.	Am I Required To Pay My First and Second Mortgages in Full? In a Chapter 13 bankruptcy, you may be able to file a LAM motion an Adversary Proceeding against your second lender (depending on your judge) to remove the second mortgage from title. Under this scenario, you would own your home free and clear of the second mortgage.	How Do I Know If I Am Eligible For A Chapter 7 Bankruptcy? You will be required to present a Statement of Current Monthly Income and a Means Test Calculation so that the court may determine whether you are able to pay creditors. If your current monthly income is equal to or below the state's highest median family income for a family of the same size, you are automatically eligible to file under Chapter 7. If you're above the median income level you will be required to complete and file the "long-form" means test. Ultimately, even if If you are ineligible for a Chapter 7, you have the option to file a Chapter 13 petition where you might be required to pay back a percentage of your debts in the Chapter 13 plan.

Vokshori Law Group never shares your information and all correspondences are protected by the lawyer/client privilege.

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24 hr. Service Promise: We will call you in one day or less.

Residents of Orange County County would be required to file in the Central District of California.

If you live in the Orange County area and are in financial trouble, we can help you. Orange County Bankruptcy Attorney Stephen Vokshori uses his years of expertise to explain your bankruptcy options and to assist you in any of the following areas:

• Debt Relief
• Chapter 7 Bankruptcy
• Chapter 13 Bankruptcy
• Chapter 11 Bankruptcy
• Debt Consolidation
• Debt Settlement
• Budget Counseling

Vokshori Law Group specializes in providing comprehensive and practical bankruptcy advice to individuals, families and small businesses. Working closely with our clients, our Orange County bankruptcy attorneys seek solutions that are in our clients' long-term best interests for achieving their goals. In some cases, Attorney Stephen Vokshori works with clients and discovers that bankruptcy is not in their best interests, and that loan workouts are better options.

Mr. Vokshori says, "Educating my clients about the law and their options is most important. I can then guide them to make sound decisions that are in their long-term best interest."

Residents of Orange County will file in the Santa Ana bankruptcy court.

Court Address:

  United States Bankruptcy Court - Central District of California
  Ronald Reagan Federal Building and United States Courthouse
  411 West Fourth Street
  Santa Ana, CA 92701-4593

Court Hours:   M-F 9:00 a.m. to 4:00 p.m.

Parking:  No public parking in the Santa Ana Division Courthouse
                 City-Owned Public Parking: Third & Birch; Third & Broadway; Fifth and Main.
                     Rate: $7.00 per day
                 Public Parking Structure: Third & Ross
                     Rate: $6.00 per day

General Information:   (714)644-8281

Vokshori Law Group never shares your information and all correspondences are protected by the lawyer/client privilege.

Name:
Email:
Phone:

24 hr. Service Promise: We will call you in one day or less.

Vokshori Law Group provides bankruptcy assistance to individuals and businesses in the Orange County area, including:

Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, Villa Park, Westminster, Yorba Linda