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Stephen Vokshori, Esq

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Aynan Guy

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Declaring Bankruptcy in California?

How Much Does It Cost To File For Bankruptcy?

Filing for Bankruptcy is not costly, and it has the potential to relieve a significant amount of your debt. However, if you truly cannot afford the costs of Bankruptcy, there are other options for you.
What If I Have Already Filed For Bankruptcy?

It is possible to file for Bankruptcy more than once, under certain limitations.
I'm Being Sued By A Creditor, What Are My Next Steps?

If you have already been sued by a creditor or your lender has already accelerated the note and intends to foreclose it might be too late to negotiate. At any moment your home might be sold, wages might be garnished, or bank accounts might be levied. Consider filing bankruptcy to immediately stop your lenders and creditors from any further collection activities. Don't run the risk of waiting until it's too late.

What If I Have No Way Of Paying Off My Debts?

Depending on your situation, filing for Bankruptcy under Chapter 7 and Chapter 13 can eliminate the legal obligation to pay some or all of your debts. This is called a "discharge" of your debts.
Am I Required To Pay My First and Second Mortgages in Full?

In a Chapter 13 bankruptcy, you may be able to file a LAM motion an Adversary Proceeding against your second lender (depending on your judge) to remove the second mortgage from title. Under this scenario, you would own your home free and clear of the second mortgage.
How Do I Know If I Am Eligible For A Chapter 7 Bankruptcy?

You will be required to present a Statement of Current Monthly Income and a Means Test Calculation so that the court may determine whether you are able to pay creditors. If your current monthly income is equal to or below the state's highest median family income for a family of the same size, you are automatically eligible to file under Chapter 7. If you're above the median income level you will be required to complete and file the "long-form" means test. Ultimately, even if If you are ineligible for a Chapter 7, you have the option to file a Chapter 13 petition where you might be required to pay back a percentage of your debts in the Chapter 13 plan.

Call (877) 486-5529 first for a FREE 30 Minute Consultation to see if it's the Right Decision for YOU!

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Take control of your financial future.

Our California Bankruptcy and Restructuring practice draws on the depth and prowess of the firm's talented and experienced trial lawyers, enabling us to provide superior client service in the most troubling times. Our California bankruptcy Attorneys have years of experience in working with every aspect of bankruptcy for residents of California.

Our California bankruptcy Attorneys are licensed to practice in Central California (CACB), Southern California (CASB), Northern California (CANB), and Eastern California (CAEB).

Come to one of our convenient California bankruptcy law offices:

Our bankruptcy Lawyers can help guide you through the decision making process. We will not recommend bankruptcy unless you need it. If you are a candidate for bankruptcy relief, we will discuss your options, give you an estimate of cost, and most importantly, ease your mind with the knowledge that your financial problems are in good hands.

If you are considering bankruptcy, stay on top of developments in the California bankruptcy laws by subscribing to our free newsletter. You can also read our blog to see what our licensed California bankruptcy Lawyers are saying about any new bankruptcy laws or tips on how to manage the bankruptcy process.

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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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Vokshori Law Group never shares your information and all correspondences are protected by the lawyer/client privilege.

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